I'll try to explain what I did the best I can. I use Photoshop and all I did was place a text-layer with the text I wanted and basically erased the part that covered Willow's arm so it looked as if she were standing in front of it of it. I used another icon (Kenzi from Lost Girl) with this reply for another example of one I made where the text is behind.

Oh thank you for the explanation! I understand what you said although I don't think ipiccy gives me that capability. At least not while I'm working on both layers at once - I'd have to work on them as separate images and then guess where the erasure should happen.

You do a lovely job of it - and it's such a nifty effect I'm surprised I don't see more people use it. Is it particuarly advanced, difficult, or simply one not many people think to employ?